CII M05 : Insurance law (IL) Exam

Real comments from customers

If you cannot fully believe our M05 exam prep, you can refer to the real comments from our customers on our official website before making a decision. There are some real feelings after they have bought our study materials. Almost all of our customers have highly praised our M05 exam guide because they have successfully obtained the certificate. Generally, they are very satisfied with our M05 exam torrent. Also, some people will write good review guidance for reference. Maybe it is useful for your preparation of the M05 exam. In addition, you also can think carefully which kind of study materials suit you best. If someone leaves their phone number or email address in the comments area, you can contact them directly to get some useful suggestions.

High reliability

Customers always attach great importance to the quality of M05 exam torrent. We can guarantee that our study materials deserve your trustee. We have built good reputation in the market now. After about ten years'development, we have owned a perfect quality control system. All M05 exam prep has been inspected strictly before we sell to our customers. The inspection process is very strict and careful. Any small mistake can be tested clearly. So you can completely believe our M05 exam guide. What's more, all contents are designed carefully according to the exam outline. As you can see, the quality of our M05 exam torrent can stand up to the test. Your learning will be a pleasant process.

If you purchase our study materials to prepare the M05 exam, your passing rate will be much higher than others. Also, the operation of our study material is smooth and flexible and the system is stable and powerful. You can install the M05 exam guide on your computers, mobile phone and other electronic devices. There are no restrictions to the number equipment you install. In short, it depends on your own choice. We sincerely hope that you can enjoy the good service of our M05 exam prep.

Wide range of choice

Our company always lays great emphasis on offering customers more wide range of choice. Now, we have realized our promise. Our M05 exam guide almost covers all kinds of official test and popular certificate. So you will be able to find what you need easily on our website. Every M05 exam torrent is professional and accurate, which can greatly relieve your learning pressure. In the meantime, we have three versions of product packages for you. They are PDF version, windows software and online engine of the M05 exam prep. The three versions of the study materials packages are very popular and cost-efficient now. With the assistance of our study materials, you will escape from the pains of preparing the exam. Of course, you can purchase our M05 exam guide according to your own conditions. All in all, you have the right to choose freely. You will not be forced to buy the packages.

CII M05 Exam Syllabus Topics:

CII Insurance law (IL) Sample Questions:

1. When completing a proposal form, Tom declares that he has two spent speeding convictions. How, if at all, will the spent convictions affect an underwriter's decision to write the risk?

A) They will be ignored in accordance with the provisions of the Rehabilitation of Offenders Act 1974.
B) They will be classed as relevant information and will affect the premium.
C) They will not be considered as this is not an underwriting factor in motor insurance risk assessment.
D) They will only be considered if Tom had a further speeding conviction in the last 12 months.

2. What is the role of the Financial Ombudsman Service (FOS) in insurance disputes?

A) It provides legal advice to insurers
B) It helps consumers resolve complaints with their insurers
C) It regulates the pricing of insurance products
D) It issues licenses to insurance companies

3. When the rule in Rylands v Fletcher operates, liability arises from the:

A) vicarious liability of the defendant
B) defendant's negligence.
C) defendant's trespass to land
D) strict liability of the defendant

4. According to statute, a term under a consumer personal accident insurance policy may potentially be considered unfair if the insurer

A) applies a specific exclusion within the policy wording.
B) imposes a premium loading.
C) requires notification of a claim within a very short time period.
D) provides coverage that is more restrictive than that of other insurers.

5. At what stage is insurable interest required for a marine cargo insurance policy?

A) At both inception of the policy and at the time of the loss.
B) Throughout the duration of the contract.
C) At inception of the policy only.
D) At the time of the loss only.

Solutions: